If you’re a high earner, you could convert after-tax income into a Roth account and never pay tax on it again.
Here are the 2026 IRS guidelines for 401(k) contributions and the monthly savings goals you need to meet to max out your ...
They are powerful. But they are not automatic. Employer match should come first. Debt and emergency savings still matter.
The IRS has announced that the 401(k) contribution limit will rise to $24,500 in 2026, up from $23,500 in 2025. This increase ...
The ideal 401(k) balance by age 30 is 1x your annual salary, 3x by age 40, 6x by age 50, 8x by age 60, and 10x by age 67. In 2025, you can contribute up to $23,500 annually to your 401(k), plus an ...
Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an ...
Let’s say you’re 55, debt-free, and sitting on $500,000 in a 401 (k). You own your home outright, which is valued around $400 ...
Only 14% of workers max out their 401(k)s, despite rising retirement risks. Data from Vanguard shows the issue is largely ...
Discover the benefits and drawbacks of using your 401(k) to pay off your mortgage, including tax implications, retirement savings impact, and interest savings.
Divorce does not automatically change who will inherit your 401k. Make sure you know the rules and update your plans.